Business Online Banking Features

Access real-time account information
Make financial decisions on real-time account balances, cash positions, maturities and payment information.

Detailed transaction history
Access account transactions from current business day, previous business day, current or previous statement period.  You can also access the last 12 months of checking account statement history.

View images of cancelled checks
View and print images of posted items from the last 60 days.

Transfer funds between your accounts
Online transfers provides convenient 24/7 management of your cash balances.  Transfers can be scheduled for the current day or a date in the future.  You can also schedule recurring transfers.

Make bill payments
Pay bills FREE online.  Business Bill Pay is a secure way to pay your bills automatically, even when you are out of town on business.  Use our secure website to make payments fast and easily from any computer.

  • Pay any company or individual in the U.S.
  • Schedule future and recurring payments
  • Make a one-time payment to be sent immediately
  • Change payment instructions as needed

Make loan payments
Loan payments can be scheduled for the current day or a date in the future.  You can also schedule recurring loan payments.

Initiate stop payments
Enter a stop payment on a single check or a range of checks.  You can also view a list of all stop payments placed on your account.

Export account transactions to personal financial software
Customers using Microsoft Money, Intuit Quicken or QuickBooks can import transactions and electronic payment information.  You can either choose to import specific transactions or a range of transactions.

Download your monthly statements
Now you can download your monthly checking statement.  No more waiting for your statement to arrive in the mail.  You will receive an email as soon as your statement is ready to download.

Allow Multiple Users
Business owners have the capability to allow specific authorized employees to have access to account information, make controlled disbursements, transfers and payments.  Employees can be set up with access options, review requirements, time-of-day access and more.  On funds and file transfers, limits can be established that allow the financial institution to review the items users have presented.

Administrative Options
Business owners have the capability to assign individual security permissions for newly established employees, control employee access to transfer and payment templates and establish days and time employees can access account information.

 

In addition, the following features are available only with Business Online PLUS:

Access Business and Personal Accounts
Business Online PLUS allows you to access multiple Business and Personal accounts with one log in if you wish.  You determine how the accounts are displayed.

ACH originations
Business Online PLUS incorporates a browser-based ACH management tool that enables your business to generate and modify ACH files.  These files can then be saved in the proper format and transferred to the bank for processing.

Transfer funds between Financial Institutions
Manage your accounts at other Financial Institutions by transferring funds between accounts.

Offer Payroll Direct Deposit for your employees
Create ACH Payroll files and transmit them directly to The RiverBank for processing.  Direct Deposit Payroll will save you time and will streamline your payroll process.

Send Wire Transfer requests
Send funds to accounts at other financial institutions.  Wire transfers can be initiated by company staff with proper authority; duties can be segregated so that one person can set up the wire and another person can approve the transaction.

Remote Deposit
Business Online PLUS allows access to our Remote Deposit service.  Remote Deposit utilizes a desktop scanner that connects to your PC and the Internet.  With it, you can scan checks received from customers and issue deposits electronically to the bank, anytime day or night.

View our Online Video Tour or contact us at
888-294-2183 to learn more about Business Online Banking.