
Businesses often want extra liability protection over and above that provided by the General Liability and Auto insurance policies. The Commercial Umbrella policy provides this protection and is normally offered in million-dollar increments.
A typical commercial umbrella liability policy offers features such as worldwide coverage; personal injury coverage; blanket contractual liability protection (for both written and oral agreements); care, custody, and control coverage; non-owned aircraft liability; watercraft liability; advertisers liability; and an extension of protection to additional insureds.