HO4

Renters of apartments, dwellings or condos.  The sections of this policy are:

  • Coverage C – Personal Property: Personal property covered on and off premises worldwide.  Example: Minimum $50,000
  • Coverage D – Loss of Use (Additional Living Expenses): Minimum 20% of Coverage C.  The necessary increase in living expense incurred by the insured in order to continue their normal standard of living following a loss by an insured peril.  Example: $10,000
  • Coverage E –This coverage protects you against a claim or lawsuit resulting from bodily injury or property damage to others. The coverage applies to you and all family members who live with you.
  • Coverage F – Medical Payments to Others: Reasonable medical expenses incurred on the insured premises or caused by activities of the insured under the policy without regard to fault.
Insurance products or annuities are not deposits or other obligation of, or guaranteed by, the bank or The RiverBank Insurance Center; are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other agency of the United States, the bank, or The RiverBank Insurance Center-an affiliate of the bank. Some insurance products or annuities involve investment risk associated with the product, including the possible loss of value.
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