Umbrella
Individuals often want extra liability protection over and above that provided by the homeowners and auto insurance policies. The personal umbrella policy provides this protection. This policy is normally offered in million dollar increments and is typically inexpensive.
In certain circumstances an umbrella policy may provide personal liability coverage that is otherwise excluded from your other policies. For example defamation of character, false arrest, slander, libel, eviction and personal injury. An umbrella policy provides coverage worldwide whereas your auto policy usually provides coverage in the United States and its territories.
