Rural Housing - 100% Financing

Help for those in lower-income rural areas to purchase a home.

The Rural Housing loan program provides moderate income families with access to affordable home ownership in eligible rural areas.  The RiverBank can provide home purchase financing requiring no down payment and can finance loan closing costs and repairs up to the property’s appraised value.

The RiverBank has consistently been recognized as a “Million Dollar GRH Lender”.

Advantages of the program include:

  • Borrowing up to 100% of the purchase price with a 30-year fixed mortgage rate
  • No mortgage insurance required
  • The RiverBank services these loans