Wisconsin V.A. Mortgage Program

Loans available for many of Wisconsin’s Veterans.

Wisconsin is a national leader in providing benefits and services to its Veterans.  Wisconsin is one of only 5 states providing home mortgage loans to its Veterans.  Before you can apply for a WDVA home loan you must establish eligibility for Wisconsin Veterans benefits and then obtain a Certificate of Eligibility for a WDVA home loan.

The Primary Mortgage Loan program enables an eligible Wisconsin Veteran to:

  • Purchase an existing residence
  • Construct a new residence
  • Take out a construction loan
  • Purchase and improve an existing residence
  • Refinance existing home loans (please check availability)

Advantages of the WDVA loan are:

  • Finance up to 95% of the puchase price of an existing home or cost to construct a new home
  • 30-year fixed rate – this rate is generally lower than conventional loan rates
  • Low closing costs, no funding fees
  • No prepayment penalty
  • WDVA pays the loan origination fees of veterans with 30% or more service-connected disabilities
  • No private mortgage insurance required
  • The RiverBank services WDVA loans
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