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Central Bank's Privacy Policy
FACTS: WHAT DOES CENTRAL BANK DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security Number
Credit History
Assets
Investment Experience
Retirement Assets
Employment Information
HOW?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Central Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information:
- For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
- Does Central Bank share? Yes
- Can you limit this sharing? No
- For our marketing purposes -
to offer our products and services to you
- Does Central Bank share? Yes
- Can you limit this sharing? No
- For joint marketing with other financial companies
- Does Central Bank share? No
- Can you limit this sharing? We don't share
- For our affiliates' everyday business purposes -
information about your transactions and experiences
- Does Central Bank share? Yes
- Can you limit this sharing? No
- For our affiliates' everyday business purposes -
information about your creditworthiness
- Does Central Bank share? No
- Can you limit this sharing? We don't share
- For our affiliates to market to you
- Does Central Bank share? Yes
- Can you limit this sharing? Yes
- For nonaffiliates to market to you
- Does Central Bank share? No
- Can you limit this sharing? We don't share
To limit our sharing:
Call 715-294-5930. Our menu will prompt you through your choices.
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call toll-free 888-294-2183
What We Do
How does Central Bank protect my personal information?
To protect your personal information from unauthoarized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secure files and buildings.
How does Central Bank collect my personal information?
We collect your personal information, for example, when you:
Open an account
Apply for a loan
Make deposits or withdrawals from your account
Tell us about your investment or retirement portfolio
Show your government-issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
sharing for affiliates' everyday business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account - unless you tell us otherwise.
Definitions
Affiliates:
Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include:
The RiverGroup Financial Advisors
The RiverBank Insurance Center
Nonaffiliates:
Companines not related by common ownership or control. They can be financial and non-financial companies.
Central Bank does not share with nonaffiliates so they can market to you.
Joint Marketing:
A formal agreement between nonaffiliated financial companies that togerther market financial products or services to you.
Central Bank doesn't jointly market.
Privacy Model Disclosure VMP Bankers Systems Wolters Kluwer Financial Services 2010 PRIV-MODEL 8/1/2010 2010.3/2604 2624936-010
