
| CD & IRA Account Rates | |||
| CD Terms | Minimum Deposit | Interest Rate | APY* |
| 3 Month1 | $1,000 |
.20 .30 .40 |
.20 .30 .40 |
| 6 Month1 | $1,000 $15,000 $25,000 |
.30 .40 .50 |
.30 .40 .50 |
| 12–13 Month2 | $500 $15,000 $25,000 |
.45 .55 .65 |
.45 .55 .65 |
| 24–35 Month2 | $500 $15,000 $25,000 |
.50 .60 .70 |
.50 .60 .70 |
| 36–48 Month2 | $500 $15,000 $25,000 |
.75 .85 .95 |
.75 .85 .95 |
| CD Specials: | |||
| 11 Month1 | .85 | .85 | .85 |
| 17 Month2 | 1.00 | 1.00 | 1.00 |
| 25 Month2 | 1.25 | 1.25 | 1.25 |
| 59 Month2 | 2.10 | 2.10 | 2.10 |
Rates effective as of 2/1/12. *Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the Certificate. $1,000 minimum deposit is required on all Certificates. Substantial penalty for early withdrawal. Fees could reduce earnings on the account. FDIC Insured. Certificates are automatically renewed.
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