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Rates
| Loan Rates | ||
| Account Type | Best Rate* | Terms |
| Auto Loans | 7.50%(**) | New or Used |
| Home Equity Line of Credit | 5.50%(***) | 80% LTV |
| Second Mortgage | 6.99%(****) | 80% LTV |
| Recreational Vehicles (RVs and Boats) | 8.50% | New or Used |
Rates effective as of 03/12/10 Rates subject to change without notice. *All rates displayed are Annual Percentage Rate (APR). Loan interest rates and terms provided above are only estimates. Best rate may vary based on personal credit history and will be provided by The RiverBank upon approval of a completed loan application. Rates are subject to change without notice. **Rate applies to terms of five years or less. ***Home Equity Line of Credit – Rate applies for a maximum loan to value (LTV) of 80%, with median FICO score of 700 or greater. Terms up to 85% LTV, with FICO score less than 700 are also available. Under no circumstances will the annual percentage rate go below the floor limit at any time during the term of our loan. Floor limit is 5.5%. Second Mortgage interest rate is fixed for 5 years with maximum amoritazation of 20 years. ****Rate applies to loans with a maximum loan to value of 80%. Loan to values up to 90% are also available. |
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